EquiStar’s investment strategy seeks to construct the optimal portfolio for our clients by profiling the client’s goals, financial situation and risk tolerance. Since no client profile is exactly the same, each portfolio is unique. Once EquiStar has determined the client’s financial profile, we seek to construct an investment structure that maximizes the expected return for the client’s level of risk.
As part of our investment management service, we lead each client through a risk analysis assessment. We then create an asset allocation model based not only their risk tolerance, but also on financial goals. EquiStar then presents this model in an investment policy statement. Once we have agreed on the strategy that best fits the client’s needs, we implement and monitor the portfolio.
We do not believe in market timing, but stay attuned to market forces that may necessitate a reallocation of portfolio structure.
EquiStar knows that a broadly diversified portfolio can help mitigate risk. To that end we use not only market capitalization and correlation, but also look beyond the traditional market philosophy to find areas that work with your personal values, history and risk tolerance.
To achieve our broad diversification strategy we use the following tools:
- Mutual Funds/Index Funds/ETFs
- US Treasury Notes/Bonds
- Municipal Bonds
- Separately Managed Accounts