Services

Equistar provides investment advice based on financial planning.

Financial Planning

Financial Planning is the process of determining whether and how an individual can meet life goals through the proper management of financial resources.   Our philosophy is that our clients’ money is best invested after defining their goals.  We actively work with clients to identify realistic financial goals and then guide clients through the process to make that vision a reality.

Risk Analysis

As part of our investment management and financial planning service, we lead each client through a risk analysis assessment. We work to define and manage risk in our client’s financial plan and to protect them  the risk of losing wealth due to unexpected circumstances and downside risk from investment losses.

 Portfolio Construction

EquiStar’s investment strategy seeks to construct the optimal portfolios for our clients by profiling the client’s goals, financial situation, and risk tolerance.  Since no client profile is exactly the same, each portfolio is unique.  Once EquiStar has determined the client’s financial profile, we seek to construct an investment structure that maximizes the expected return for the client’s level of risk. We then present this model in an investment policy statement. Once we have agreed on the strategy that best fits the client’s needs, we implement and monitor the portfolio. We do not believe in market timing, but stay attuned to market forces that may necessitate a reallocation of of portfolio structure.

 

Tax Planning

We believe that tax planning is a vital part of our clients’ investment and financial plan. Return performance should be considered on an after-tax basis and with proper planning, some taxes can be avoided.